Billing Terms and Conditions

Effective Date: May 19, 2026

These Billing Terms & Conditions ("Terms") govern all purchases, payment transactions, billing matters, financing options, and related services offered through proximatechstore.com ("Website"), operated by Proxima Tech Store ("Company," "we," "us," or "our").

By placing an order or using our Website, you agree to these Billing Terms & Conditions.

1. General Billing Terms

All orders placed through our Website are subject to acceptance, inventory availability, supplier confirmation, and payment authorization.

Orders are not considered accepted until payment has been successfully processed and product availability has been confirmed for fulfillment.

We reserve the right to:

Refuse or cancel orders
Limit quantities purchased
Verify billing information
Reject transactions
Request additional verification

at our sole discretion.

Reasons for cancellation may include:

Suspected fraud
Pricing or typographical errors
Inventory shortages
Supplier availability issues
Payment authorization failure
Inaccurate billing information
Suspected unauthorized activity
Violation of Website policies

2. Pricing & Currency

Pricing

All prices displayed on the Website are listed in United States Dollars (USD) unless otherwise stated.

Prices are subject to change without prior notice.

We make reasonable efforts to ensure pricing accuracy; however, occasional errors may occur.

We reserve the right to:

Correct pricing inaccuracies
Modify product pricing
Revoke promotional offers
Cancel orders affected by pricing or product information errors

even after an order has been submitted.

If payment has already been processed for a canceled order, a refund will be issued to the original payment method.

Supplier & Manufacturer Changes

Because many products are sourced through manufacturers, distributors, and third-party suppliers, product specifications, availability, included accessories, packaging, manufacturer warranties, and pricing may change without notice due to supplier updates, manufacturer revisions, or inventory adjustments.

Taxes

Applicable sales tax may be added where required by law.

Customers are responsible for any applicable:

Sales taxes
Government-imposed fees
Regulatory charges

Tax-exempt customers must provide valid documentation before purchase completion.

Payment Processing Charges

All transactions are processed in United States Dollars (USD).

Customers are responsible for any fees imposed by their financial institution, including:

Overdraft fees
Declined payment fees
Returned payment fees
Other banking-related charges

Proxima Tech Store is not responsible for fees charged by financial institutions.

3. Accepted Payment Methods

We may accept payment through:

Visa
Mastercard
American Express
Discover
Shop Pay
Shopify Payments
Affirm
PayPal
Apple Pay
Google Pay
Other payment methods displayed at checkout

Available payment methods may vary based on product category, location, and eligibility requirements.

4. Payment Authorization

By submitting payment information, you:

Represent that you are authorized to use the payment method provided
Authorize us to charge the full order amount
Agree to pay all charges incurred under your account

This authorization includes:

Product costs
Applicable taxes
Shipping charges
Freight fees
Financing charges (if applicable)
Other disclosed fees

Orders may be subject to:

Payment verification
Fraud screening
Billing address validation
Identity verification
Manual review procedures

We reserve the right to hold, delay, or cancel orders pending verification.

5. Fraud Prevention & Order Verification

To protect customers and prevent fraudulent activity, we may:

Request additional identification
Verify billing or shipping information
Contact customers directly
Hold orders for review
Require signature confirmation for certain shipments

Orders suspected of:

Unauthorized payment use
Fraudulent activity
Reseller abuse
Policy violations
Chargeback abuse

may be canceled without notice.

We reserve the right to refuse service to any customer suspected of fraudulent or abusive behavior.

6. Financing & Installment Payments

Certain purchases may qualify for financing or installment payment options through third-party providers such as:

Affirm
Shop Pay Installments
Other financing partners

Financing approval is determined solely by the financing provider.

Financing through Affirm is subject to eligibility requirements and credit approval. Payment options may vary based on purchase amount, customer eligibility, and applicable state regulations.

Rates may range from 0% APR to 36% APR depending on creditworthiness and financing terms.

All financing agreements, repayment schedules, interest rates, fees, and lending terms are governed solely by the financing provider and its lending partners.

Customers should carefully review financing agreements before completing checkout.

Proxima Tech Store is not responsible for financing approval decisions or lending terms.

7. Billing Information Accuracy

Customers are responsible for ensuring that all billing information is:

Accurate
Current
Complete
Authorized

Failure to provide accurate information may result in:

Delayed processing
Order cancellation
Payment rejection
Shipment delays

8. Invoices & Order Confirmations

Electronic order confirmations and invoices will be sent to the email address provided during checkout.

Customers are responsible for reviewing:

Order details
Billing amounts
Shipping information
Product selections

before finalizing purchases.

9. Billing Disputes

If you believe a billing error has occurred, please contact us promptly.

Email: support@proximatechstore.com
Phone: 470-264-4971

Please include:

Order number
Billing details
Description of the issue

We will investigate billing concerns in good faith and attempt to resolve disputes promptly.

Customers agree to make a good-faith effort to resolve billing concerns directly with Proxima Tech Store before initiating:

Chargebacks
Payment disputes
Financing claims
Claims through financial institutions

10. Refunds

Refund eligibility and processing are governed by our Returns & Refund Policy.

Approved refunds will generally be issued to the original payment method.

Approved refunds are typically issued within 7 business days after the returned item has been received and inspected.

Banks, credit card issuers, financing providers, and payment processors may require additional processing time before refunds appear in customer accounts.

11. Payment Security

We take commercially reasonable measures to protect payment information.

Security measures may include:

SSL encryption
Secure checkout technology
Fraud monitoring systems
PCI-compliant payment processing

Payment information is processed through secure third-party payment providers.

We do not store complete credit card information on our servers.

While reasonable safeguards are implemented, no transmission or storage method can be guaranteed completely secure.

12. Failed or Declined Payments

If a payment:

Is declined
Fails authorization
Cannot be processed

we may:

Cancel the order
Request an alternate payment method
Delay shipment
Suspend order fulfillment

until payment has been successfully completed.

Customers remain responsible for any amounts owed related to approved purchases.

13. Chargeback Abuse & Fraudulent Claims

We reserve the right to:

Challenge fraudulent chargebacks
Report suspected fraud
Suspend future purchases
Restrict account access
Pursue legal remedies

for abusive payment disputes or fraudulent activity.

Evidence submitted during disputes may include:

Shipment tracking records
GPS delivery confirmation
Signed delivery receipts
Freight delivery documentation
Carrier records
Customer correspondence
Order confirmation records
IP logs
Fraud-screening results
Order verification documentation

For freight-delivered products, signed delivery documentation may be used as evidence of successful delivery and fulfillment.

Claims involving delivered shipments may be investigated using carrier records, freight documentation, photographs, delivery confirmations, and customer communications.

14. Limitation of Liability

To the fullest extent permitted by law, Proxima Tech Store shall not be liable for:

Indirect damages
Incidental damages
Consequential damages
Special damages
Punitive damages

arising from:

Billing matters
Payment processing
Financing decisions
Banking delays
Processor outages
Unauthorized transactions
Website interruptions

Our maximum liability shall not exceed the amount paid for the specific order giving rise to the claim.

15. Governing Law

These Billing Terms & Conditions shall be governed by and interpreted under the laws of the State of Georgia, United States, without regard to conflict of law principles.

Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Atlanta, Georgia.