Payment Policy
Effective Date: March 20, 2026
Welcome to Proxima Tech Store. This Payment Policy outlines the payment methods, billing procedures, security measures, and transaction terms applicable when making purchases through proximatechstore.com (“Website”). By placing an order on our Website, you agree to the terms outlined below.
1. Accepted Payment Methods
We currently accept the following payment methods:
- Visa
- Mastercard
- American Express
- Discover
- Shop Pay
- Other secure payment methods displayed at checkout
All payments must be authorized and approved before an order is processed or shipped.
2. Billing Authorization
By submitting your payment information and placing an order, you authorize Proxima Tech Store and its third-party payment processors to charge the full purchase amount, including applicable taxes, shipping charges, and any additional fees associated with your order, to your selected payment method.
You represent and warrant that:
- You are authorized to use the selected payment method
- The billing information provided is accurate and complete
- Charges incurred by you will be honored by your payment provider
Unauthorized chargebacks or fraudulent disputes may result in order cancellation and additional investigation.
3. Payment Processing
All payments are securely processed through trusted third-party payment providers that comply with applicable payment security standards.
Orders are typically processed only after:
- Payment authorization is successfully completed
- Fraud screening checks are approved
- Billing and shipping information are verified
We reserve the right to:
- Refuse or cancel any order
- Request additional verification
- Delay shipment pending fraud review
- Limit or reject transactions deemed suspicious or high-risk
4. Pricing & Currency
All prices displayed on the Website are listed in U.S. Dollars (USD) unless otherwise stated.
Depending on your financial institution or payment provider:
- Currency conversion fees may apply
- Exchange rates may vary
- International transaction fees may be charged
Proxima Tech Store is not responsible for additional charges imposed by your bank, card issuer, or payment provider.
5. Sales Tax
Applicable sales tax may be added to your order in accordance with federal, state, and local tax laws based on the shipping destination and applicable regulations.
Taxes, if applicable, will be calculated and displayed during checkout before payment is finalized.
6. Order Confirmation
After successfully placing an order, you will receive an email confirmation containing:
- Order number
- Purchased items
- Billing summary
- Shipping details (if applicable)
Receiving an order confirmation does not guarantee product availability or shipment acceptance. We reserve the right to cancel or limit quantities at our discretion.
7. Failed or Declined Payments
If your payment is declined or fails for any reason:
- Your order may be delayed or canceled
- Your bank may place a temporary authorization hold
- Additional verification may be required before processing
Please contact your payment provider directly regarding declined transactions or authorization holds.
8. Fraud Prevention & Security
To protect our customers and business from fraudulent activity, Proxima Tech Store reserves the right to:
- Verify customer identity
- Request additional documentation
- Cancel suspicious transactions
- Restrict orders flagged by fraud prevention systems
We use industry-standard security measures, encryption technologies, and secure payment gateways to help protect your payment information.
However, no electronic transmission or storage system can be guaranteed 100% secure.
9. Chargebacks & Payment Disputes
Customers are encouraged to contact us directly before initiating chargebacks or payment disputes.
Filing false or fraudulent chargebacks may result in:
- Order cancellation
- Refusal of future service
- Submission of supporting documentation to payment providers
- Collection efforts where legally permitted
We reserve the right to dispute chargebacks with supporting evidence, including shipment tracking, order confirmations, and fraud verification records.
10. Installment & Financing Services
If installment payment options are offered through third-party providers such as Shop Pay Installments, Klarna, Afterpay, or Affirm, those services are governed by the terms and policies of the applicable provider.
Proxima Tech Store is not responsible for financing decisions, payment schedules, fees, or disputes related to third-party financing services.
11. Order Cancellations
Orders may only be canceled before shipment processing begins.
Once an order has entered fulfillment or shipment preparation, cancellation requests may not be possible.
Please review our Refund & Return Policy for additional information regarding returns and refunds.
12. Payment Security
We do not directly store complete payment card information on our servers.
All payment transactions are processed through PCI-DSS compliant third-party payment processors that use secure encryption technology to protect customer data.
13. Limitation of Liability
To the fullest extent permitted by law, Proxima Tech Store shall not be liable for:
- Banking fees
- Currency conversion fees
- Payment processor outages
- Delayed payment authorizations
- Unauthorized access caused by circumstances beyond our reasonable control
14. Changes to This Payment Policy
We reserve the right to update or modify this Payment Policy at any time without prior notice.
Changes will become effective immediately upon posting to the Website. Continued use of the Website following any changes constitutes acceptance of the updated policy.
15. Contact Information
If you have any questions regarding this Payment Policy, please contact us:
Proxima Tech Store
8735 Dunwoody Place Ste R
Atlanta, GA 30350
USA
Email: support@proximatechstore.com
Phone: 470-264-4971
Thank you for shopping with Proxima Tech Store. We appreciate your business and are committed to providing a secure and transparent shopping experience.